Social Value

Is your driving
safe enough?

T map Driving Habits Service is proud to be one of services representing safety of users and fulfillment of social values of T map. Not to mention small driving habits of each user, it not only records driving history but also considers the environment of the earth by providing information in numerical value regarding the amount of greenhouse gas reduced and fuel saved. In addition, provision of discount benefits in connection with insurance encouraged active participation of users to decrease traffic accidents and social costs at the same time.

How did driving habits
service begin?

We have 18,5 million members of T map and 13 million monthly users count on our services every month. As the number of users were on the rise, we carefully pondered over safety of drivers. Based on big data of T map, we finally created a safe driving guide with success. This is the fruit of our commitment. Driving habits service saw the light of day through this process. By making an analysis of driving patterns of our users, we provide the information in the form of grade or score. Based on reliability of driving habits service and its concomitant score, we can even offer economic benefits in alliance with insurance companies.

How can driving habits service
contribute to fulfilling social values?

Driving habits service came into being during our process development of how we apply T map big data to maximize benefits for our users. We are certain that this system will expand as a socially essential service, if risks of accidents diminish through improved driving habits of T map users.

What results have driving
habits service obtained then?

Currently, the number of subscribers to driving habits service reached over 12 million. As of 2019, more than one million users are reported to be beneficiaries of premiums discount of insurance. In particular, drivers using driving habits service improved accident rate by 19.5% compared to drivers without the service. Traffic accidents prevented by driving habits service in terms of social values, saved approximately 147.5 billion KRW. Besides, the same service contributed to our environment. Why? It is because this service is effective in reducing greenhouse gas of cars, if drivers observe the regulated speed for safety driving and follow the optimal route guided by T map.

What are your plans?

We plan to create a safe driving guide, which is more detailed and concrete. For this, we will apply technology convergence based on V2X (Vehicle to Everything) of T map combined with sound AI technology of NUGU. Moreover, we will carry out active collaborative works with multifaceted partners to provide as many economic benefits as possible for users who put safe driving into practice. We will evolve into a "car life service" by expanding the range of servics such as checking status of secondhand car price, driver's license, tax and negligence penalty.

Safe driving campaign
for T map driving habits

The campaign in the form of mission accomplishment encourages safe driving of users of driving habits, and contribute to fulfillment of social values.

Aug 2017

Aug 2017

200km safe driving
(Action for Road Safety)

The first safe driving campaign
applying T map driving habits

106,081 participants

Dec 2017

Dec 2017

Safe driving during winter
(T map x Mercedes-Benz)

Information on how to manage cars for safe driving during winter

53,031 participants

May 2018

May 2018

Build eco-friendly driving habits

Donation for creating the forest to prevent particulate matter

288,740 participants

Jul 2018

Jul 2018

50km good driving to protect children

Support for installation of traffic safety facilities for elementary schools

106,081 participants

Sep 2018

Sep 2018

Promise of safe driving

Scholarship support for children with traffic accident damages

1,015,854 participants

Nov 2018

Nov 2018

Observe safety speed 5030

Guide to "Safety speed 5030" policy for speed limit in the city

361,434 participants

Aug 2019

Aug 2019

Seat belt OK, speeding ZERO
(T map X Volvo Korea)

Encourage use of seat belts in all seats & observance of regulated speed

1,121,792 participants

Oct 2019

Oct 2019

Observe safety speed 5030 heroes

City traffic speed limit 'safe speed 5030' policy guide

187,162 participants

Jun 2020

Jun 2020

Safe driving OK
(T map X Volvo Korea)

Promise ‘Safe driving OK' for everyone's safety on the road

495,533 participants

What is the score of driving habits of T map users?

We create the score of driving habits based on the data of T map users. We obtain this score by checking history of speeding, sudden acceleration and sudden deceleration. Finally, we consider general information regarding the type of roads and driving time to calculate the score out of 100 points. Each insurance company has its own standards. For example, if you have driven more than 500km within the past six months and you obtained the driving habits score of over 61-71 points, you will benefit from premiums discount up to 11%. Looking into the distribution of living habits score, 57% of driving habits service obtained more than 61 points, meeting the conditions of premiums discount, and no less than 15% of users gained high scores close to 100 points. We will continue to encourage drivers to reflect on their driving habits and improve safe driving based on the reference score of their driving habits.

T map driving habits score distribution

91~100

81~90

71~80

61~70

31~60

0~30

Section Score Number of users Ratio(%)
91~100 1,060,908 15.07
81~90 1,054,238 14.97
71~80 982,766 13.96
61~70 882,313 12.53
31~60 2,701,585 38.37
0~30 359,083 5.10

* 2019. 12.
* Number of users 7,040,893   |   Cumulative mileage 500km or more

Annual trend of insurance
discount service subscribers

Insurance discounts and
loan benefits information

(Date 2020. 7. 22. )

Car insurance UBI
(Usage-based insurance) discount

Samsung
Fire &
Marine
Insurance

Driving over 500km
within the last 6 months
(Accumulated driving
over 3,000km)

71 points or higher

5% discount

KB
Insurance

Driving over 500km
within the last 6 months
(Accumulated driving
over 1,000km)

65 points or higher

10% discount

Dongbu
Insurance

Driving over 1,000km
within the last 6 months

61 points or higher

61~70 points 5% discount
71 points 11% discount

Car loan(Auto loan) discount

KEB
Hana Bank

500km or more driving

61 points or higher

0.1% discount per year
+ 50,000 Hana money